Route spending through 5 reward points per ₹100 on international travel spends.
Earn 1.3× here — 1.3% back vs the base rate. Zero-effort multiplier if the card fits your habits.
Premium · Travel & Lifestyle
RBL BANK · RBL BANK WORLD SAFARI CREDIT CARD
RBL Bank World Safari Credit Card
ANNUAL FEE
₹3,000 waived at ₹3L spend
FIRST-YEAR NET VALUE
₹14,700 for a mid spender · travel
RBL BANK World Safari
Updated February 2026 3 verified sources Data is current
01 ELIGIBILITY
Can I get this card?
Meet these thresholds and you're likely to be approved. Final call is RBL Bank's.
MONTHLY INCOME Check with bank Issuer-dependent
CREDIT SCORE 700+ Good band
AGE 21 – 65 Primary or add-on applicant
RESIDENCY Indian PAN, Aadhaar + income proof
02 FIT
Is this card for me?
We've modeled this card's value for a default urban spender. Tweak the persona to see how it shifts — or personalize with your real spends.
DEFAULT PERSONA · MID SPENDER · TRAVEL
₹14,700 first-year net value · mid spender · travel
Category rewards ₹11,700
Welcome benefit· Welcome reward points ₹3,000
Annual fee − ₹3,000
Fee waiver (met)· Annual fee waived on annual retail spends of ₹3,00,000 or more ₹3,000
Net first-year value ₹14,700
03 EARN
What will I earn?
Base rate, accelerated categories, milestones, and what each reward point is actually worth when you redeem.
BASE REWARD RATE
≈ 0.25% back on eligible spends 1 pts 1 points per ₹100
NOT ELIGIBLE Fuel · rent · wallets · utility · government
ACCELERATED CATEGORIES Up to 1.3% back
2 reward points per ₹100 on international non-travel spends and domestic travel spends · 0.5%
5 reward points per ₹100 on international travel spends · 1.3%
Everything else (base) · 0.3%
04 MAXIMIZE · YOUR EDGE
How do I extract every rupee?
Plays grounded in this card's specific levers. Updated each time RBL Bank tweaks the program.
Line up your ₹3L before renewal.
Crossing ₹3L in the anniversary year waives the ₹3,000 fee — automatic for spenders at ₹25,000+/month. Watch your pace in months 10–12.
Don't sleep on 2 reward points per ₹100 on international non-travel spends and domestic travel spends.
The second tier earns 0.5× (0.5% back). Often overlooked next to the headline category but compounds if you route consistently.
Redeem through the best path, not the default.
Point value varies across redemption options. Best path: ₹0.25/point. Same earnings, more value.
05 COSTS
What will I pay?
Fees, transaction charges, interest rates — all inclusive of taxes where noted.
FEES
Charges below are base amounts; GST applies where applicable.
Joining fee ₹3,000 · + 18% GST · one-time
Annual fee (year 2+) ₹3,000 · waived at ₹3L spend
Add-on cards Up to 3 free
TRANSACTION CHARGES
Foreign currency markup 0.0% · lowest in class
Finance charges (purchase) 3.49% per month · ~42% APR
Late payment ₹100 – ₹1,300 · based on outstanding
06 BENEFITS
What else comes with it?
Non-reward perks — lounges, dining, golf, insurance, concierge. Worth factoring into the total value, even when hard to price.
Airport lounges
8 domestic + 2 international visits per year via Priority Pass. Primary cardholder.
Welcome voucher
₹3,000 Welcome reward points.
Travel cover
Air accident cover, lost-card liability, emergency card replacement abroad.
07 FAQ
Common questions
For a spender who hits the ₹3L waiver, yes — the net value is positive. For a casual spender, the math gets tight and a lower-tier card may fit better. See the Fit section above.
HOW WE KEEP THIS CURRENT
Last verified February 2026. Sources: Issuer website, CardExpert, PaisaBazaar. Next scheduled review: 6 months from last update.