AU Small Finance Bank Zenith Credit Card
AU Small Finance Bank
Rewards 1.4%
Net Value ₹5,825
Joining Fee ₹4,999
Renewal Fee ₹4,999
32 lounge visits • Forex 1.0%
Kotak Indigo 6E Rewards XL Credit Card
Kotak Mahindra Bank
Co-branded airline credit card (discontinued)
Joining Fee
Not disclosed
Check with issuer
First Year Net
+₹14,616
Annual Fee
Not disclosed
Check with issuer
Renewal Net
+₹14,616
Base Reward Rate
2.0%
2 points per ₹100
Best Category
3.0%
Final Net Score
24
out of 100
Net Annual Value
+₹14,616
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
24/100
Effective Reward Rate
Weighted average based on your spending categories
2.2%
Annual Net Value
Expected yearly benefit after all costs
₹14,616
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Co-branded airline credit card (discontinued)
Launch Date
2019
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹14,616
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 18,750 monthly spend.
- Top earning category: dining has elevated rewards, which can improve value when your spend matches it.
- Portal rewards: Extra value may depend on booking or spending through IndiGo 6E Rewards.
Details
Spend curve and supporting scenario values
Kotak Indigo 6E Rewards XL Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 2.0% reward rate
- Lounge Access: Available
- Our Rating: 24/100
Kotak Indigo 6E Rewards XL Credit Card - Frequently Asked Questions
What are the benefits of Kotak Indigo 6E Rewards XL Credit Card?
Kotak Indigo 6E Rewards XL Credit Card from Kotak Mahindra Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Kotak Indigo 6E Rewards XL Credit Card?
Kotak Indigo 6E Rewards XL Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Kotak Indigo 6E Rewards XL Credit Card cost?
The annual fee for Kotak Indigo 6E Rewards XL Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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