Axis Bank Reserve Credit Card
Axis Bank
Rewards 1.7%
Net Value ₹12,384
Joining Fee ₹50,000
Renewal Fee ₹0
Unlimited lounge access • Forex 1.5%
IDFC FIRST Mayura Credit Card
IDFC FIRST Bank
Premium metal lifestyle credit card
Joining Fee
₹5,999
+ 18% GST
First Year Net
+₹4,856
Annual Fee
₹5,999
+ 18% GST
Renewal Net
-₹394
Base Reward Rate
0.8%
5 points per ₹150
Best Category
8.3%
Final Net Score
30
out of 100
Net Annual Value
+₹6,685
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
30/100
Effective Reward Rate
Weighted average based on your spending categories
1.7%
Annual Net Value
Expected yearly benefit after all costs
₹6,685
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium metal lifestyle credit card
Launch Date
2023
Networks
Visa Infinite, Mastercard World Elite
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹30,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,685
Fee outcome
Fee likely payable
Why this result
- Top earning category: travel has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
IDFC FIRST Mayura Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹5,999
- Foreign Transaction: Varies
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.8% reward rate
- Lounge Access: Available
- Our Rating: 30/100
IDFC FIRST Mayura Credit Card - Frequently Asked Questions
What are the benefits of IDFC FIRST Mayura Credit Card?
IDFC FIRST Mayura Credit Card from IDFC FIRST Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for IDFC FIRST Mayura Credit Card?
IDFC FIRST Mayura Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.
How much does IDFC FIRST Mayura Credit Card cost?
The annual fee for IDFC FIRST Mayura Credit Card is ₹5,999. Additional charges may include foreign transaction fees and late payment charges.
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