Central Bank of India SBI Prime Card
Central Bank of India
Rewards 1.6%
Net Value ₹22,814
Joining Fee ₹2,999
Renewal Fee ₹0
12 lounge visits • Forex 3.5%
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank ⭐ Featured
Super-premium invite-only metal credit card
Joining Fee
₹12,499
+ 18% GST
First Year Net
-₹3,819
Annual Fee
₹12,499
+ 18% GST
Renewal Net
-₹6,944
Base Reward Rate
3.0%
6 points per ₹200
Final Net Score
32
out of 100
Net Annual Value
+₹7,805
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
32/100
Effective Reward Rate
Weighted average based on your spending categories
3.0%
Annual Net Value
Expected yearly benefit after all costs
₹7,805
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Super-premium invite-only metal credit card
Launch Date
2023
Networks
Visa, Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹30,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹7,805
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 83,333 monthly spend.
- Base rewards: Value is driven mostly by the base reward rate and fee math.
- Portal rewards: Extra value may depend on booking or spending through ICICI iShop Portal.
Details
Spend curve and supporting scenario values
ICICI Bank Emeralde Private Metal Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹12,499
- Foreign Transaction: 1.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 3.0% reward rate
- Lounge Access: Available
- Our Rating: 32/100
ICICI Bank Emeralde Private Metal Credit Card - Frequently Asked Questions
What are the benefits of ICICI Bank Emeralde Private Metal Credit Card?
ICICI Bank Emeralde Private Metal Credit Card from ICICI Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for ICICI Bank Emeralde Private Metal Credit Card?
ICICI Bank Emeralde Private Metal Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.
How much does ICICI Bank Emeralde Private Metal Credit Card cost?
The annual fee for ICICI Bank Emeralde Private Metal Credit Card is ₹12,499. Additional charges may include foreign transaction fees and late payment charges.
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