AU Small Finance Bank Altura Credit Card
AU Small Finance Bank
Rewards 1.0%
Net Value ₹6,006
Joining Fee ₹199
Renewal Fee ₹0
— • Forex 3.5%
HSBC Visa Platinum Credit Card
HSBC
No annual fee rewards credit card
Joining Fee
₹0
+ 18% GST
First Year Net
+₹8,246
Annual Fee
₹0
+ 18% GST
Renewal Net
+₹5,746
Base Reward Rate
0.3%
2 points per ₹150
Best Category
6.0%
Final Net Score
13
out of 100
Net Annual Value
+₹5,746
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
13/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
₹5,746
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
No annual fee rewards credit card
Launch Date
2015
Networks
Visa Platinum
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹5,746
Fee outcome
Fee likely waived
Why this result
- Top earning category: travel with points redemption (value multiplier) has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
HSBC Visa Platinum Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.3% reward rate
- Lounge Access: Available
- Our Rating: 13/100
HSBC Visa Platinum Credit Card - Frequently Asked Questions
What are the benefits of HSBC Visa Platinum Credit Card?
HSBC Visa Platinum Credit Card from HSBC offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for HSBC Visa Platinum Credit Card?
HSBC Visa Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does HSBC Visa Platinum Credit Card cost?
The annual fee for HSBC Visa Platinum Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
You may also like
13
AU Small Finance Bank SPONT Credit Card
AU Small Finance Bank RuPay
Rewards 1.0%
Net Value ₹6,384
Joining Fee ₹0
Renewal Fee ₹0
2 lounge visits • Forex 3.5%
ICICI Platinum Chip Credit Card
ICICI Bank
Rewards 1.0%
Net Value ₹6,000
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 3.5%
EazyDiner IndusInd Bank Signature Credit Card
IndusInd Bank VisaMastercard
Rewards 1.0%
Net Value ₹6,000
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 3.5%
Kotak Royale Signature Credit Card
Kotak Mahindra Bank
Rewards 0.8%
Net Value ₹6,096
Joining Fee ₹999
Renewal Fee ₹0
8 lounge visits • Forex 3.5%
YES BANK Paisabazaar PaisaSave Credit Card
Yes Bank Visa
Rewards 1.0%
Net Value ₹6,000
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 3.5%
See all HSBC credit cards →