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Canara Bank RuPay Select Credit Card

Canara Bank

Premium lifetime free RuPay credit card with UPI integration and comprehensive benefits

Joining Fee

₹0

+ 18% GST

First Year Net

+₹6,768

Annual Fee

₹0

+ 18% GST

Renewal Net

+₹6,768

Base Reward Rate

1.0%

8 points per ₹200

Final Net Score

14

out of 100

Net Annual Value

+₹6,768

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
14/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
₹6,768
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium lifetime free RuPay credit card with UPI integration and comprehensive benefits
Launch Date
2023
Networks
RuPay Select

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

₹15,000 / mo

Sweet spot

₹2,00,000 / mo

Net value / year

+₹6,768

Fee outcome

Fee likely waived

Why this result

  • Base rewards: Value is driven mostly by the base reward rate and fee math.

Details

Spend curve and supporting scenario values

Canara Bank RuPay Select Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: Free
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 1.0% reward rate
  • Lounge Access: Available
  • Our Rating: 14/100

Canara Bank RuPay Select Credit Card - Frequently Asked Questions

What are the benefits of Canara Bank RuPay Select Credit Card?

Canara Bank RuPay Select Credit Card from Canara Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Canara Bank RuPay Select Credit Card?

Canara Bank RuPay Select Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Canara Bank RuPay Select Credit Card cost?

The annual fee for Canara Bank RuPay Select Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.

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