Expense Reimbursement Flywheel into Multi-Airline Upgrade Funds

Consultants, auditors, and product leads can quietly build premium travel stashes just by routing company expenses through the right cards.

Signal: ₹3 lakh of reimbursable spend per month converts to ~35k miles; that’s 2–3 business upgrades per quarter if you play nice with finance.

Process

1. Before the trip: Inform finance you’ll use personal cards; share statements promptly.
2. During: Tag expenses in Splitwise/Notion with project codes.
3. After: Submit claims within 48 hours; clear your statement once reimbursement hits.

Card Mix

• Axis Magnus/)/)/) for flights + hotels.
• HDFC Infinia for rental cars, lounges, co-working.
• SBI Cashback for cabs, meals, SaaS.

Reimbursement Dashboard

Next Steps

1. Build a reimbursement dashboard showing spend vs miles earned; share it with your manager.
2. Allocate miles to a specific goal (wedding travel, sabbatical) so you’re motivated to keep records squeaky clean.
3. Teach teammates—when everyone is organized, finance teams process reimbursements faster.