Emirates Islamic Signature Credit Card
Emirates Islamic Visa
Rewards 0.1%
Net Value AED 1,707
Joining Fee AED 300
Renewal Fee AED 300
10 lounge visits • Forex 3.0%
RAK Bank Platinum Visa
RAK Bank
Premium credit card
Joining Fee
AED 200
+ 18% GST
First Year Net
+AED 1,738
Annual Fee
AED 200
+ 18% GST
Renewal Net
+AED 1,738
Base Reward Rate
0.2%
1 points per د.إ10
Best Category
0.7%
Final Net Score
9
out of 100
Net Annual Value
+AED 1,938
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
9/100
Effective Reward Rate
Weighted average based on your spending categories
0.3%
Annual Net Value
Expected yearly benefit after all costs
AED 1,938
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium credit card
Launch Date
2018
Networks
Visa Platinum
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
AED 5,000 / mo
Sweet spot
AED 5,000 / mo
Net value / year
+AED 1,938
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 5,000 monthly spend.
- Top earning category: travel has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
RAK Bank Platinum Visa - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 200
- Foreign Transaction: 3.3%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.2% reward rate
- Lounge Access: Available
- Our Rating: 9/100
RAK Bank Platinum Visa - Frequently Asked Questions
What are the benefits of RAK Bank Platinum Visa?
RAK Bank Platinum Visa from RAK Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for RAK Bank Platinum Visa?
RAK Bank Platinum Visa is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does RAK Bank Platinum Visa cost?
The annual fee for RAK Bank Platinum Visa is AED 200. Additional charges may include foreign transaction fees and late payment charges.
You may also like
9
ADCB Talabat Credit Card
Abu Dhabi Commercial Bank (ADCB) Visa
Rewards 0.8%
Net Value AED 450
Joining Fee AED 0
Renewal Fee AED 0
— • Forex 3.5%
Emirates NBD Premium Credit Card
Emirates NBD Visa
Rewards 0.1%
Net Value AED 1,590
Joining Fee AED 500
Renewal Fee AED 0
8 lounge visits • Forex 3.3%
Network International Signature Visa
Network International Visa
Rewards 0.3%
Net Value AED 1,830
Joining Fee AED 300
Renewal Fee AED 300
10 lounge visits • Forex 3.0%
ADCB Platinum Credit Card
Abu Dhabi Commercial Bank (ADCB) Visa
Rewards 0.4%
Net Value AED 2,351
Joining Fee AED 200
Renewal Fee AED 200
20 lounge visits • Forex 3.3%
ADCB TouchPoints Platinum Credit Card
Abu Dhabi Commercial Bank (ADCB) Visa Platinum
Rewards 0.4%
Net Value AED 2,526
Joining Fee AED 0
Renewal Fee AED 0
12 lounge visits • Forex 3.3%
See all RAK Bank credit cards →