Canada PR Landing Trip Funded Through Hobby-to-Miles Conversions

Landing trips drain ₹3–4 lakh before you even relocate. Turn everyday spend plus hobby expenses (music gear, cycling races) into points so immigration looks like a lifestyle project, not a panic purchase.

Signal: Couples hitting ₹10 lakh of spend across Axis Atlas-credit-card/)-credit-card/)-credit-card/) + HDFC Diners secure two round-trip tickets, 7 lounge sessions, and ₹60k cashback for Airbnb stays.

Workflow

1. Route rent and tuition via Axis Magnus/)/)/) for Edge Miles → Air Canada partners.
2. Convert hobby purchases (guitars, bikes) via HDFC Diners 10X partners—resell later if needed.
3. Use SBI Cashback for biometrics, PCC fees, and IELTS retakes.
4. Keep forex markup low (IDFC/OneCard) when opening Canadian bank accounts or paying deposits.

Landing Checklist

• Book refundable hotels near Service Canada + SIN offices using points.
• Carry multiple cards for proof of funds; officers may ask for statements.
• Keep receipts for newcomer kit purchases (winter gear) for tax purposes later.

Budget Map

Track actual vs budget in a spreadsheet; rollover savings to settlement fund.

Next Steps

1. Map each PR milestone to a card spend (ITA, medicals, visa stamping, landing trip).
2. Pre-schedule card limit bumps 30 days before buying tickets—fares jump fast.
3. Share your landing-day metrics with PerkPilot so we can update future templates.